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Retail loyalty mechanics

A working map for how earn, burn, and retailer participation interlock before your next buyer conversation.

Mechanic options we compare

Stamps versus digital wallets versus hybrid “scan-to-wallet” bridges — each has different fraud surfaces and staff training costs. We score them against your category’s return frequency, not against last year’s award show winner.

  • Stamp / collect — tactile, high field labor, easy to explain.
  • Digital ladder — flexible tiers, needs connectivity empathy.
  • Receipt + app handoff — bridges offline baskets to online IDs.
Abstract collaboration still used as section texture

Reward ladder anatomy

Each rung lists earn source, burn option, and the retailer clause most likely to veto it. Ladders without that third column rarely survive first contact.

Awareness First earn Burn test Repeat window

Retailer participation model

Buyer desk

Category targets, promo windows, and stacking rules — summarized in one page.

Ops field

Reset minutes, training cards, and night-crew implications spelled out plainly.

Legal & finance

Accrual watchouts, substitution language, and privacy touchpoints flagged early.

Repeat conversion KPIs

We track a tight set: qualified second trip rate, burn velocity, wallet attach where relevant, and promo-adjusted repeat. Vanity counts (“total scans”) are demoted to appendix.

Qualified second trip
Same category, within defined window, excluding obvious stock-up outliers.
Burn velocity
Time from earn to first burn, segmented by store format.
Wallet attach
Share of baskets linked to known IDs without double-counting staff tests.
Promo-adjusted repeat
Repeat lift with promo-heavy weeks flagged, not hidden.
Talk through your ladder